Refund and Cancellation Policy

Understanding our payment refund and cancellation procedures.

Simple Summary:

Payments toward debt balances are final and non-refundable except in cases of error, duplicate payment, unauthorized transaction, or overpayment. Refund requests are reviewed within 5-7 business days. Contact us at [email protected] for assistance.

Eligible for Refund

  • • Duplicate payments
  • • Processing errors
  • • Unauthorized transactions
  • • Overpayments

Not Eligible

  • • Change of mind
  • • Buyer's remorse
  • • Voluntary payments
  • • Settled accounts

Review Period

  • • 5-7 business days
  • • Email notification
  • • Documentation required
  • • Case-by-case review

Refund Policy

Payments made toward debt balances are generally final and non-refundable. This policy exists because payments are immediately applied to reduce outstanding debt obligations and are often remitted to creditors or clients we represent.

However, we understand that errors can occur. Refunds may be issued in the following circumstances:

Eligible Refund Scenarios

Duplicate Payments

If you accidentally made the same payment twice due to a technical error or misunderstanding, the duplicate amount may be refunded.

Processing Errors

If a payment was processed for an incorrect amount due to a system error on our end, we will refund the difference.

Unauthorized Transactions

If you believe a payment was made without your authorization, report it immediately. We will investigate and may issue a refund pending verification.

Overpayments

If a payment exceeds your outstanding balance and creates a credit on your account, you may request a refund of the overpaid amount.

How to Request a Refund

To request a refund, contact us as soon as possible:

Email: [email protected]

Phone: 833-736-5674

Include: Your name, account number, payment date, transaction amount, and reason for refund request

Refund Processing Timeline

  • Review: Refund requests are reviewed within 5-7 business days
  • Approval: If approved, refunds are processed within 7-10 business days
  • Delivery: Refunds are issued to the original payment method (credit/debit card or bank account)
  • Notification: You will receive email confirmation once the refund is processed

Note: Depending on your financial institution, it may take an additional 3-5 business days for the refund to appear in your account.

Cancellation Policy

Once a payment is submitted and processed, it cannot be canceled. Payments are applied immediately to your account and often transmitted to creditors within 24 hours.

If you need to cancel a payment, contact us immediately at 833-736-5674. We will make every effort to stop the transaction, but we cannot guarantee cancellation once processing has begun.

Payment Plan Modifications

If you have set up a recurring payment plan and need to modify or cancel it, contact us at least 3 business days before the next scheduled payment. We can adjust payment amounts, dates, or cancel future scheduled payments.

Disputed Charges

If you believe a charge is incorrect or fraudulent:

  1. Contact us immediately to discuss the charge
  2. Provide documentation supporting your dispute
  3. We will investigate and respond within 7 business days
  4. If the dispute is valid, we will issue a refund or credit

Need Help with a Payment?

Our support team is here to assist with refund requests, payment questions, or account inquiries.